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Give yourself a better sleep with a brand new mattress from Beautyrest! Find king, queen, full, twin, california king, and more mattresses sizes for 30% off when you apply this limited time Home Depot coupon code. Shop furniture, decor and kitchen essentials now for an additional 10% off when you use this limited-time Home Depot coupon. Scroll to the bottom of the homepage and sign up using your email to receive special offers, tips and a $5 off Home Depot coupon to use on your next order.
As with most store cards and most credit cards a hard credit inquiry is run in order to approve applicants for Home Depot credit services. Applying for any credit product is a decision you always should make carefully, since credit checks often lower your credit score by a few points. Prequalification or preapproval are not guarantees of approval for any credit card or loan.
Interest Withing 12 Month Payment On $299+ (Water Treatment Items)
A commercial account does allow for authorized users to make charges to the card on behalf of your business by issuing buyer ID cards to each user. Employers can also set spending limits and receive detailed spending info to keep track of all purchases made. Though payments must be made in full within 60 days of purchases made on this card, there is an offer to receive a 2% early pay discount as long as payment is made online within 20 days of purchase. There are many reasons businesses choose to use retail and in-store credit cards, including keeping spending of personal funds to a minimum.
Shop from tables, chairs, and more and save 10% off your order of $300 or more when you apply this Home Depot coupon. Sign up for Home Depot Subscriptions to receive autopilot deliveries for free and enjoy 5% off plus free shipping on home and outdoor essentials. If you make a purchase using a link on this page, Forbes may receive a commission on that sale.
Important Note:
To get started, simply visit the website and find the perfect coupon, promo code or discount deals for you. Your payment will credit to your account as described in the paragraph titled "Same Day Crediting". If you use a bank account for the first time, we may hold the available line of credit equal to the payment for up to 3 business days. We can electronically provide you the To get these electronically your device must be capable of printing or storing web pages and/or PDFs and your browser must have 128-bit security. If you want to request a paper copy of these disclosures you can call The Home Depot® Consumer Credit Card at and we will mail them to you at no charge.

However, a business looking to finance purchases with monthly payment options and longer-term windows would do well to choose the Pro Xtra Card over the Commercial Account Card. The payment interest rates were discussed above, but it is important to note that neither credit option has an annual fee. Business cardholders who qualify will enjoy the benefit of having 60 days without interest on purchases. Home Depot's two card options are its Pro Xtra Credit Card and its Commercial Account Card. Each card provides special financing offers for businesses, and each allows cardholders to take advantage of Home Depot's loyalty program for professionals . Credit line allowances are based on personal creditworthiness, so credit lines can vary from cardholder to cardholder.
Home Depot Pro Xtra Credit Card (Commercial Revolving Charge)
If you’re planning a large renovation or building project, Home Depot has a project loan credit card with credit lines of up to $55,000. This card comes with no annual fees, up to 84 months to pay the balance in full, and a six-month buying window to purchase products. Whether a professional or a homeowner working on a personal project, the Project Loan card offers a six-month period to purchase Home Depot materials with loan values up to $55,000.

This means we will credit your account as of the calendar day, based on Eastern Time, that we received your payment request. If we receive your request to make an online payment after that time, we will credit your payment as of the next day. Home Depot has an app and, though there are no permanent saving opportunities there, it's still an incredibly useful resource to those planning home improvement projects.
This protection helps to ensure that the information you send and receive will remain confidential. You cannot bring an online coupon to use on an in-store Home Depot purchase. Of course, the advantage of 60-days no interest is of greater importance to those with the Pro Xtra Card , since its minimum payment option is subject to interest charges.

With their subscription, you can get a $5 signup coupon, free and easy delivery on millions of products, and more perks. Take up to 40% off a wide selection of homeware items and enjoy an additional 10% off furniture, decor, and kitchenware when you apply this Home Depot promo code at checkout. Home Depot offers a credit card for individual consumers, as well as various commercial and contractor cards. Banks offer promotions like these because they know that consumers will have every intention of paying the balance long before the promotional period ends, but many will not. If you don’t have a history of consistently paying your credit card balances in full at the end of the month, it’s best to steer clear of promotional offers like these. Home Depot also offers a project loan credit card, which functions more like a line of credit, with a finite amount of time to pay back a balance as high as $55,000.
While there is no set discount for first orders, new Home Depot customers can still save by applying any of the general promo codes to their order. Most Home Depot orders of $45 or more are eligible for free shipping, no promo code needed! Alternatively, you can avoid shipping costs altogether with free in-store pickup from Home Depot when shopping online. Within as little as two hours, you can pick up your item from your local Home Depot store. Given the two commercial Home Depot credit options discussed, the choice comes down to business needs.

Intro bonusGet $100 off purchases of $1,000 or more when you open a new card. Intro bonus$100 off purchases of $1000 or more when you open a new card. This site is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CreditCards.com This compensation may impact how and where links appear. This site does not include all financial companies or all available financial offers.
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